As Pm Narendra Modi announced the world’s largest healthcare scheme On Monday, the ayushman Bharat digital Mission digital Health Mission a unique digital Health ID will be provided to every citizen using details such as aadhaar and mobile number this health ID will contain all health records of the person well digital Health Mission system called the unified Health interface under the ayushman Bharat digital Mission and the UHI is an open network What are the benefits and drawbacks of this initiative, and most importantly, this game-changing initiative brought to you by IDFC First Bank Ing the existing Indian Healthcare System, and we also need to understand the challenges faced by stakeholders in the ecosystem to tell you about it.
The first issue we face is a lack of an easily accessible database to store and access our medical records, so today, given that med tech penetration in India is less than 10%, most of us get handwritten prescriptions, take them to the pharmacy, and purchase the medications. Get well soon and forget about the illness; similarly, for major health issues, we have these massive files containing reports, test results, and x-rays. CT Bill Scanner Insurance receipts, all of them in one jumbled mess of files, and if you lose these files during a move or a flood unless you went to a high-tech hospital in the country, all of these critical medical details of the patients become very difficult to retrieve, or worse, they are lost forever, so the next time you go to a doctor, he or she won’t know the details of your treatment and what exactly are the meds that you took. It will also include dynastic centers offering their services and public health programs, as well as the health information exchange and consent manager, and finally, the health information users, who will be doctors, hospitals, citizens, and public health programs. In the health information, we will have the health ID, the registry of healthcare professionals, and the registry of healthcare facilities.
CT scans and every important observation made by healthcare professionals, so five years later when you go to your doctor, all you need to do is your regular checkup and share your health card with her through your health ID, and if you want to share it with a doctor a thousand kilometers away, all you need to do is give him access to your health card just like you gave access to your Google Drive request, and more importantly, even if your grandmother does not k Guess what, this is where the second dimension of uhi comes in, extending further to accessibility.
Today, if you want a list of all the hospitals near you, you can just Google it, but if you want a Unified Health platform like Amazon where you can check all the facilities in each of these hospitals along with their status, there is no platform for that, is there? For example, you can’t apply filters and track which hospital has an XYZ surgery facility, what their rating is, and what the availability status of the operation theater is. Second, uhr will assist you in obtaining all ambulance services. Under One Roof to help you get an ambulance from the hospital that can reach you as soon as possible, as well as consultation home visits and other facilities.
thirdly, you can check which pharmacy near you has a specific drug without roaming around the city for hours, which brings me to the third dimension of uhi, which are government welfare schemes and health insurance now after registering your head Because of UPI, more people have bank accounts, and rupee people can use these bank accounts to make payments in the UHI platform seamlessly. When you combine all of this, do you see how magical this is? The government can use all of this data to roll out some super-effective Public Welfare schemes. For example, suppose the UHI database reports 10,000 diabetic patients in area 1 and 5000 in area 2. If an epidemic strikes diabetic patients tomorrow, they can efficiently manage the vaccine supply chain so that area 1 receives more vaccines and area 2 receives fewer vaccines.
Second, they could send a post notification to specific people to prompt them to go and take the vaccines. Finally, when these patients come to take their vaccines, the healthcare workers can immediately verify their diabetic condition simply by checking their health ID. As you can see, this not only optimizes vaccine supply but also prevents wastage and shortage at the same time. IDFC First is a new-age bank that is revolutionizing the way India Banks operate. What I like about them is that they operate under the principle that customers’ interests come first. For example, they are the first Universal Bank in India to credit interest on savings accounts every month rather than every quarter as followed by other Banks, so IDFC First customers earn interest on a monthly compounding basis as opposed to quarterly bases with other Banks. While most banks offer interest rates of 3 to 3.5% per annum, IDFC First Bank’s interest rates start at 4 percent, and on balances of 10 lakh rupees and above you earn 6.25 percent per annum. You can learn more about their savings account from my previous episode on CBC. If you thought their savings account was great, you’ll love their credit cards too. Their credit cards have zero annual charges and zero joining fees, but what’s more important is that they don’t. If this seems handy, open an IDC First Bank savings account or credit card before the challenges. Here are the most significant things to consider as uhi is deployed. The first is privacy because we’re talking about exchanging sensitive patient data and a whole database for 1.4 billion people. How do we keep it private and ensure it always goes to the most authentic and trusted source?
Second, Indian medical entrepreneurs have worked hard to bring game-changing technologies to market. I hope this plan doesn’t ruin the Indian med tech industry. Third, while uhi will have all the data in five years, hundreds of millions of Indians don’t know their medical history.
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